Terms and Conditions for calivmiralexio.com

These Terms and Conditions govern your use of the calivmiralexio website and services. Please read them carefully before using our site.

September 13, 2025

Acceptance of Terms

By accessing or using this website, you agree to comply with these Terms and Conditions and all applicable laws. If you do not agree, please do not use this site.

Definitions

Key terms used in these Terms and Conditions include:

  • 'Website' refers to calivmiralexio.com and its related pages and content.
  • 'Services' means the financial planning solutions and support provided by calivmiralexio.
  • 'User' refers to any individual accessing or using our website or services.
  • 'Content' includes all information, materials, and resources on this site.

Permitted Use of Services

You may use this website and its content solely for lawful, non-commercial purposes related to financial planning.

Eligibility

Our services are intended for individuals and organisations located in Australia, aged 18 years or older.

Not available to those under 18 years of age.

User Responsibilities

By using this website, you agree to act responsibly and lawfully.

  • Provide accurate information when communicating with us.
  • Comply with all applicable laws and regulations.
  • Maintain the confidentiality of any login details.
  • Refrain from disrupting or harming site functionality.

Prohibited Uses

You may not use the site for any of the following:

  • Any unlawful, fraudulent, or harmful activity
  • Attempting to access restricted areas without authorisation
  • Transmitting malware or harmful code
  • Interfering with or disrupting the website
  • Misrepresenting your identity or pretending to be another person

Intellectual Property Rights

All website content, including text, graphics, and logos, remains the property of calivmiralexio or its licensors. You may not reproduce, distribute, or create derivative works without written permission.

User Content

You are responsible for any content you submit via the website. Do not post unlawful, offensive, or infringing material.

User Content Rights:

By submitting content, you grant calivmiralexio a non-exclusive right to use, modify, and display it in connection with our services.

Privacy and Data Protection

Your personal information is managed in line with our Privacy Policy. Please review it to understand how we collect, use, and protect your data. Privacy Policy

Disclaimer and Limitation of Liability

We provide information and services as is, without guarantee of results. Use of this site and its content is at your own risk.

Important Disclaimer:

No outcome or result is promised. Past performance does not guarantee future results. Always consult a qualified professional before making decisions.

Limitation of Liability

calivmiralexio is not liable for any damages arising from your use of the site or reliance on its content.

Indemnification

You agree to indemnify calivmiralexio for any claims resulting from your use of the website or breach of these Terms.

Dispute Resolution Procedures

Disputes will be resolved in accordance with Australian law and the procedures below.

Arbitration

Any unresolved disputes may be submitted to binding arbitration in Australia.

Arbitration does not limit your rights under Australian consumer law.

Online Dispute Resolution

You may use the Australian online dispute resolution platform for eligible disputes.

Online Dispute Resolution: Online Dispute Resolution

Applicable Law and Jurisdiction

These Terms are governed by the laws of Australia. All disputes are subject to Australian jurisdiction.

Termination

We may terminate or restrict access to the website for violations of these Terms.

Modifications

We reserve the right to update these Terms at any time. Your continued use indicates acceptance of changes.

Severability

If any part of these Terms is found unenforceable, the remaining sections remain in effect.

Entire Agreement

These Terms and any referenced documents represent the entire agreement between you and calivmiralexio.

Contact Us for Terms

For questions about these Terms and Conditions, please reach out using the details below.

Email Address: content@calivmiralexio.com

Phone Number: +61.7.9502.3242

Office Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective Date: September 13, 2025

Version: 1.2